Terms and Conditions

Last Updated: September 2025

Introduction

These Terms and Conditions govern the use of financial services offered by Pam Fincap Pvt. Ltd. By availing our services, you agree to comply with the terms outlined below.

Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to apply for our financial products.

Services

Pam Fincap provides loans and financial solutions including personal loans, home loans, MSME loans, and vehicle loans. Terms of service for each product may vary and will be communicated during the application process.

User Responsibilities

Provide accurate and complete information during application.
Use services in compliance with applicable laws and regulations.
Repay loans and dues as per agreed schedules.

Limitation of Liability

Pam Fincap Pvt. Ltd. shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Continued use of our services after changes indicates your acceptance of the revised terms.

Contact

For queries, contact us at pamfincap641@gmail.com